{"id":70,"date":"2022-11-08T13:08:04","date_gmt":"2022-11-08T13:08:04","guid":{"rendered":"http:\/\/3.75.227.152\/?page_id=70"},"modified":"2025-11-16T13:32:57","modified_gmt":"2025-11-16T13:32:57","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/web.finqube.io\/de\/privacy-policy\/","title":{"rendered":"Datenschutzerkl\u00e4rung"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"70\" class=\"elementor elementor-70\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6c10807 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no exad-sticky-section-no\" data-id=\"6c10807\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0528c7a exad-glass-effect-no exad-sticky-section-no\" data-id=\"0528c7a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-650b041 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-spacer\" data-id=\"650b041\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0c028ed exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"0c028ed\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Datenschutzerkl\u00e4rung<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4722f45 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-spacer\" data-id=\"4722f45\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6c6d154 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no exad-sticky-section-no\" data-id=\"6c6d154\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1531cfe exad-glass-effect-no exad-sticky-section-no\" data-id=\"1531cfe\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e5b5db0 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"e5b5db0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Finqube GmbH<\/strong><b><br \/><\/b><span style=\"font-weight: 400;\">Kolonnenstr. 8<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">10827 Berlin<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Deutschland<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Email: contact@finqube.de<\/span><\/p><p><span style=\"font-weight: 400;\">Letzte \u00c4nderung: November 2025<\/span><\/p><h2><span style=\"color: #1ba2da;\"><b>1. Einleitung<\/b><\/span><\/h2><p class=\"translation-block\">Diese Datenschutzerkl\u00e4rung erl\u00e4utert, wie die Finqube GmbH (\u201eFinqube\u201c, \u201ewir\u201c, \u201euns\u201c, \u201eunser\u201c) personenbezogene Daten erhebt, verarbeitet und sch\u00fctzt, wenn Sie finqube.io besuchen oder unsere Dienste nutzen.<\/p><p><span style=\"font-weight: 400;\">Wir verarbeiten personenbezogene Daten ausschlie\u00dflich gem\u00e4\u00df:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\" class=\"translation-block\">der Datenschutz-Grundverordnung (DSGVO) (EU) 2016\/679<\/li><li style=\"font-weight: 400;\" aria-level=\"1\" class=\"translation-block\">dem Bundesdatenschutzgesetz (BDSG)<\/li><li style=\"font-weight: 400;\" aria-level=\"1\" class=\"translation-block\">dem Digital Services Act (DSA)<\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">weiteren anwendbaren europ\u00e4ischen Datenschutzgesetzen<\/span><\/li><\/ul><h2><span style=\"color: #1ba2da;\"><b>2. Verantwortlicher<\/b><\/span><\/h2><p><span style=\"font-weight: 400;\">Verantwortlicher gem\u00e4\u00df Art. 4 Abs. 7 DSGVO ist:<\/span><\/p><p><b>Finqube GmbH<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> Kolonnenstr. 8<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> 10827 Berlin<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> Deutschland<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> Email: contact@finqube.de<\/span><\/p><h2><span style=\"color: #1ba2da;\"><b>3. Welche Daten wir erheben<\/b><\/span><\/h2><h3><span style=\"color: #1ba2da;\"><b>3.1 Server-Logfiles<\/b><\/span><\/h3><p><span style=\"font-weight: 400;\">Beim Aufruf unserer Website verarbeiten wir automatisch:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">IP-Adresse<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Datum und Uhrzeit des Zugriffs<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">aufgerufene URL<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Referrer-URL<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Browsertyp und -version<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Betriebssystem<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00fcbertragene Datenmenge<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Zugriffsstatus (HTTP-Codes)<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><\/ul><p class=\"translation-block\">Rechtsgrundlage: Art. 6 Abs. 1 lit. f DSGVO (berechtigtes Interesse: Sicherheit &amp; Funktionalit\u00e4t).<\/p><ul><li><span style=\"font-weight: 400;\">Speicherdauer: bis zu 30 Tage.<\/span><\/li><\/ul><h3><span style=\"color: #1ba2da;\"><b>3.2 Nutzerdaten (Account)<\/b><\/span><\/h3><p><span style=\"font-weight: 400;\">Bei der Erstellung eines Benutzerkontos erheben wir:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">E-Mail-Adresse<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">verschl\u00fcsseltes Passwort<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li aria-level=\"1\">Name<span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Kontoeinstellungen<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Login-Aktivit\u00e4ten<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><\/ul><p class=\"translation-block\">Rechtsgrundlage: Art. 6 Abs. 1 lit. b DSGVO (Vertragserf\u00fcllung).<\/p><h3><span style=\"color: #1ba2da;\"><b>3.3 Portfolio- &amp; Transaktionsdaten<\/b><\/span><\/h3><p><span style=\"font-weight: 400;\">Wenn Nutzer Finanzdaten hinzuf\u00fcgen, wie:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Wertpapiere, Assets, Positionen<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">historische Transaktionen<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">K\u00e4ufe, Verk\u00e4ufe, Mengen<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">manuelle Eingaben und Berechnungen<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><\/ul><p class=\"translation-block\">Diese Daten werden ausschlie\u00dflich durch den Nutzer bereitgestellt und nicht an Dritte weitergegeben, au\u00dfer dies ist gesetzlich vorgeschrieben.<\/p><p class=\"translation-block\">Rechtsgrundlage: Art. 6 Abs. 1 lit. b DSGVO.<\/p><h3><span style=\"color: #1ba2da;\"><b>3.4. Payment Data (Stripe &amp; PayPal)<\/b><\/span><\/h3><p data-start=\"1111\" data-end=\"1290\">Wir verwenden <strong data-start=\"1118\" data-end=\"1128\">Stripe<\/strong> als unseren prim\u00e4ren Zahlungsdienstleister. Alle Zahlungen auf Finqube, einschlie\u00dflich PayPal-Transaktionen, werden \u00fcber die technische Schnittstelle (API) von Stripe verarbeitet.<\/p><p data-start=\"1292\" data-end=\"1369\">Im Rahmen der Zahlungsabwicklung kann Stripe folgende Daten erheben und verarbeiten:<\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Name<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">E-Mail-Adresse<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Rechnungsadresse<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">teilweise Zahlungsdaten<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Transaktionsdetails<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ger\u00e4te- und technische Informationen<\/span><\/li><\/ul><p data-start=\"1545\" data-end=\"1778\">Wenn Nutzer PayPal als Zahlungsmethode w\u00e4hlen, k\u00f6nnen dieselben Datenkategorien auch an <strong data-start=\"1623\" data-end=\"1633\">PayPal<\/strong>\u00fcbermittelt werden, sofern dies f\u00fcr die Zahlungsautorisierung und -abwicklung erforderlich ist. Stripe und PayPal verarbeiten diese Daten gem\u00e4\u00df ihren jeweiligen Datenschutzrichtlinien.<\/p><p data-start=\"1780\" data-end=\"1843\" class=\"translation-block\">Rechtsgrundlage: Art. 6 Abs. 1 lit. b DSGVO (Vertragserf\u00fcllung).<\/p><ul><li data-start=\"1845\" data-end=\"1970\">Stripe Datenschutzerkl\u00e4rung: <a class=\"decorated-link\" href=\"https:\/\/stripe.com\/privacy\" target=\"_new\" rel=\"noopener\" data-start=\"1868\" data-end=\"1894\">https:\/\/stripe.com\/privacy<\/a><\/li><li data-start=\"1845\" data-end=\"1970\">PayPal Datenschutzerkl\u00e4rung: <a class=\"decorated-link cursor-pointer\" target=\"_new\" rel=\"noopener\" data-start=\"1920\" data-end=\"1970\">https:\/\/www.paypal.com\/webapps\/mpp\/ua\/privacy-full<\/a><\/li><\/ul><p data-start=\"1972\" data-end=\"2115\" class=\"translation-block\">Eine \u00dcbermittlung von Daten in die USA kann stattfinden und erfolgt gegebenenfalls auf Grundlage der Standardvertragsklauseln (SCCs) der Europ\u00e4ischen Kommission.<\/p><h3><span style=\"color: #1ba2da;\"><b>3.5. Cookies<\/b><\/span><\/h3><p><span style=\"font-weight: 400;\">Wir verwenden notwendige Cookies f\u00fcr:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Login-Sitzungen<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sicherheit<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Grundfunktionen der Plattform<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><\/ul><p class=\"translation-block\">Analyse- oder Marketing-Cookies (Google Analytics, Meta Pixel) werden erst nach ausdr\u00fccklicher Einwilligung aktiviert.<\/p><p><span style=\"font-weight: 400;\">Rechtsgrundlagen:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\" class=\"translation-block\">Notwendige Cookies: Art. 6 Abs. 1 lit. f DSGVO<\/li><li style=\"font-weight: 400;\" aria-level=\"1\" class=\"translation-block\">Analyse\/Marketing: Art. 6 Abs. 1 lit. a DSGVO<\/li><\/ul><h2><span style=\"color: #1ba2da;\"><b>4. Meta Pixel (Facebook\/Instagram)<\/b><\/span><\/h2><p class=\"translation-block\">Wir verwenden Meta Pixel zu Marketing- und Messzwecken, jedoch nur nach ausdr\u00fccklicher Einwilligung.<\/p><p><span style=\"font-weight: 400;\">Meta verarbeitet:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">HTTP-Header<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Nutzerinteraktionen<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ger\u00e4tedaten<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">m\u00f6gliche Facebook-ID (falls damit eingeloggt)<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><\/ul><p class=\"translation-block\">Rechtsgrundlage: Art. 6 Abs. 1 lit. a DSGVO.<\/p><ul><li><span style=\"font-weight: 400;\">Meta Datenschutzerkl\u00e4rung: <\/span><a href=\"https:\/\/www.facebook.com\/privacy\/policy\/\"><span style=\"font-weight: 400;\">https:\/\/www.facebook.com\/privacy\/policy\/<\/span><\/a><\/li><li><span style=\"font-weight: 400;\">Daten\u00fcbermittlung in die USA erfolgt \u00fcber SCCs.<\/span><\/li><\/ul><h2><span style=\"color: #1ba2da;\"><b>5. Google Analytics (zuk\u00fcnftige Nutzung)<\/b><\/span><\/h2><p><span style=\"font-weight: 400;\">Wir planen die Integration von <\/span><b>Google Analytics 4<\/b><span style=\"font-weight: 400;\">.<\/span><\/p><p><span style=\"font-weight: 400;\">Analytics wird erst nach Einwilligung im Cookie-Banner aktiviert.<\/span><\/p><p><span style=\"font-weight: 400;\">Google verarbeitet u. a.:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">anonymisierte IP-Adresse<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Nutzerverhalten<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ger\u00e4te- und Browserdaten<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sitzungsstatistiken<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Seiteninteraktionen<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><\/ul><p class=\"translation-block\">Rechtsgrundlage: Art. 6 Abs. 1 lit. a DSGVO.<\/p><ul><li><span style=\"font-weight: 400;\">Google Datenschutzerkl\u00e4rung: <\/span><a href=\"https:\/\/policies.google.com\/privacy\"><span style=\"font-weight: 400;\">https:\/\/policies.google.com\/privacy<\/span><\/a><\/li><li><span style=\"font-weight: 400;\">Daten\u00fcbermittlung in die USA erfolgt \u00fcber SCCs.<\/span><\/li><\/ul><h2><span style=\"color: #1ba2da;\"><b>6. Kontakt &amp; Support<\/b><\/span><\/h2><p><span style=\"font-weight: 400;\">Wenn Sie uns per E-Mail kontaktieren, verarbeiten wir:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">E-Mail-Adresse<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Nachrichteninhalt<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Metadaten<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">ggf. Anh\u00e4nge<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Rechtsgrundlagen:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\" class=\"translation-block\">Art. 6 Abs. 1 lit. b DSGVO (Vertrag)<\/li><li style=\"font-weight: 400;\" aria-level=\"1\" class=\"translation-block\">Art. 6 Abs. 1 lit. f DSGVO (berechtigtes Interesse)<\/li><\/ul><h2><span style=\"color: #1ba2da;\"><b>7. Auftragsverarbeiter<\/b><\/span><\/h2><p><span style=\"font-weight: 400;\">Wir nutzen externe Dienstleister f\u00fcr:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Hosting<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Zahlungsabwicklung<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">E-Mail-Versand<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Analyse (zuk\u00fcnftig)<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sicherheit<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><\/ul><p class=\"translation-block\">Alle Dienstleister sind durch Auftragsverarbeitungsvertr\u00e4ge nach Art. 28 DSGVO gebunden.<\/p><h2><span style=\"color: #1ba2da;\"><b>8. Internationale Daten\u00fcbermittlungen<\/b><\/span><\/h2><p><span style=\"font-weight: 400;\">Wenn Daten au\u00dferhalb der EU \u00fcbermittelt werden (z. B. USA), geschieht dies auf Basis von:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\" class=\"translation-block\">Standardvertragsklauseln (Art. 46 DSGVO), oder<\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">ausdr\u00fccklicher Einwilligung (Art. 49 DSGVO)<\/span><\/li><\/ul><h2><span style=\"color: #1ba2da;\"><b>9. Speicherdauer<\/b><\/span><\/h2><p><span style=\"font-weight: 400;\">Wir speichern personenbezogene Daten nur so lange wie notwendig f\u00fcr:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Nutzerkontonverwaltung<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">gesetzliche Verpflichtungen<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">steuerliche und handelsrechtliche Anforderungen<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Typische Speicherfristen:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Kontodaten: bis zur L\u00f6schung<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Zahlungsdaten: bis zu 10 Jahre<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Logfiles: bis zu 30 Tage<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Marketingdaten: bis zum Widerruf der Einwilligung<\/span><\/li><\/ul><h2><span style=\"color: #1ba2da;\"><b>10. Ihre Rechte gem\u00e4\u00df DSGVO<\/b><\/span><\/h2><p><span style=\"font-weight: 400;\">Sie haben folgende Rechte:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\" class=\"translation-block\">Auskunft (Art. 15 DSGVO)<\/li><li style=\"font-weight: 400;\" aria-level=\"1\" class=\"translation-block\">Berichtigung (Art. 16 DSGVO)<\/li><li style=\"font-weight: 400;\" aria-level=\"1\" class=\"translation-block\">L\u00f6schung (Art. 17 DSGVO)<\/li><li style=\"font-weight: 400;\" aria-level=\"1\" class=\"translation-block\">Einschr\u00e4nkung (Art. 18 DSGVO)<\/li><li style=\"font-weight: 400;\" aria-level=\"1\" class=\"translation-block\">Daten\u00fcbertragbarkeit (Art. 20 DSGVO)<\/li><li style=\"font-weight: 400;\" aria-level=\"1\" class=\"translation-block\">Widerspruch (Art. 21 DSGVO)<\/li><li style=\"font-weight: 400;\" aria-level=\"1\" class=\"translation-block\">Widerruf der Einwilligung (Art. 7 Abs. 3 DSGVO)<\/li><\/ul><p><span style=\"font-weight: 400;\">Kontakt: contact@finqube.de<\/span><\/p><h2><span style=\"color: #1ba2da;\"><b>11. Beschwerderecht<\/b><\/span><\/h2><p><span style=\"font-weight: 400;\">Sie k\u00f6nnen sich bei der Aufsichtsbeh\u00f6rde beschweren:<\/span><\/p><p><b>Berliner Beauftragte f\u00fcr Datenschutz und Informationsfreiheit<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> Alt-Moabit 59-61<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> 10555 Berlin<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> Deutschland<\/span><\/p><h2><span style=\"color: #1ba2da;\"><b>12. Sicherheitsma\u00dfnahmen<\/b><\/span><\/h2><p><span style=\"font-weight: 400;\">Wir setzen moderne Sicherheitsma\u00dfnahmen ein, darunter:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">SSL\/TLS-Verschl\u00fcsselung<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Firewalls<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">verschl\u00fcsselte Passw\u00f6rter<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Zugriffskontrollen<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">regelm\u00e4\u00dfige Sicherheitsupdates<\/span><\/li><\/ul><h2><span style=\"color: #1ba2da;\"><b>13. L\u00f6schen Ihres Kontos<\/b><\/span><\/h2><p><span style=\"font-weight: 400;\">Nutzer k\u00f6nnen ihr Konto jederzeit l\u00f6schen.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> Personenbezogene Daten werden gel\u00f6scht, sofern keine gesetzlichen Aufbewahrungsfristen entgegenstehen.<\/span><\/p><h2><span style=\"color: #1ba2da;\"><b>14. \u00c4nderungen dieser Datenschutzerkl\u00e4rung<\/b><\/span><\/h2><p><span style=\"font-weight: 400;\">Diese Datenschutzerkl\u00e4rung kann aktualisiert werden.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> Die jeweils aktuelle Version ist jederzeit verf\u00fcgbar unter <\/span><b>finqube.io\/privacy-policy<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b3d2760 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no exad-sticky-section-no\" data-id=\"b3d2760\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-133d9c9 exad-glass-effect-no exad-sticky-section-no\" data-id=\"133d9c9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3478a13 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-spacer\" data-id=\"3478a13\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Privacy Policy Finqube GmbHKolonnenstr. 810827 BerlinGermanyEmail: contact@finqube.de Last updated: November 2025 1. Introduction This Privacy Policy explains how Finqube GmbH (\u201cFinqube\u201d, \u201cwe\u201d, \u201cus\u201d, \u201cour\u201d) collects, processes and protects personal data when you visit finqube.io or use our services. We process personal data exclusively in accordance with: the General Data Protection Regulation (GDPR) (EU) 2016\/679 the German Federal Data Protection Act (BDSG) the Digital Services Act (DSA) other applicable European data protection laws 2. Data Controller The responsible controller according to Article 4(7) GDPR is: Finqube GmbH Kolonnenstr. 8 10827 Berlin Germany Email: contact@finqube.de 3. Data We Collect 3.1. Server Log Files When you access our website, we automatically process: IP address date &amp; time of access visited URL referrer URL browser type &amp; version operating system amount of data transferred access status (HTTP codes) Legal basis: Art. 6(1)(f) GDPR (legitimate interest: security &amp; functionality). Retention: up to 30 days. 3.2. User Account Data When creating an account: email address encrypted password name account settings login activity Legal basis: Art. 6(1)(b) GDPR (performance of a contract). 3.3. Portfolio &amp; Transaction Data When users add financial information, such as: securities, assets, positions historical transactions purchases, sales, quantities manual entries and calculations These data are fully user-provided and not shared with third parties, unless legally required. Legal basis: Art. 6(1)(b) GDPR. 3.4. Payment Data (Stripe &amp; PayPal) We use Stripe as our primary payment service provider. All payments made on Finqube \u2014 including PayPal transactions \u2014 are processed through Stripe\u2019s technical interface (API). During payment processing, Stripe may collect and process the following data: name email billing address partial payment method details transaction details device and technical information When users choose PayPal, the same data categories may also be transmitted to PayPal, as required for payment authorization and processing. Stripe and PayPal process this data in accordance with their respective privacy policies. Legal basis: Art. 6(1)(b) GDPR (performance of a contract). Stripe Privacy Policy: https:\/\/stripe.com\/privacy PayPal Privacy Policy: https:\/\/www.paypal.com\/webapps\/mpp\/ua\/privacy-full Data transfers to the United States may occur and take place on the basis of the European Commission\u2019s Standard Contractual Clauses (SCCs). 3.5. Cookies We use necessary cookies for: login sessions security platform functionality Analytics or marketing cookies (Google Analytics, Meta Pixel) are only activated after explicit consent in our cookie banner. Legal basis: Necessary cookies: Art. 6(1)(f) GDPR Analytics\/marketing: Art. 6(1)(a) GDPR 4. Meta Pixel (Facebook\/Instagram) We use Meta Pixel for marketing and measurement \u2014 but only after explicit user consent. Meta processes: HTTP headers user interactions device data potential Facebook ID (if logged in) Legal basis: Art. 6(1)(a) GDPR (consent). Meta Privacy Policy: https:\/\/www.facebook.com\/privacy\/policy\/ Data may be transferred to the USA under SCCs. 5. Google Analytics (Future Use) We plan to integrate Google Analytics 4. Analytics is only activated after consent in the cookie banner. Google processes: IP address (anonymized) user behavior device &amp; browser data session statistics page interactions Legal basis: Art. 6(1)(a) GDPR. Google Privacy Policy: https:\/\/policies.google.com\/privacy Data may be transferred to the USA under SCCs. 6. Contact &amp; Support If you contact us via email, we process: email address content of your message metadata attachments (if applicable) Legal basis: Art. 6(1)(b) GDPR (contract) Art. 6(1)(f) GDPR (legitimate interest) 7. Data Processors We use external service providers for: hosting payment processing email delivery analytics (future) security All processors are bound by Art. 28 GDPR data processing agreements (DPAs). 8. International Data Transfers If data is transferred outside the EU (e.g., USA), this is done under: Standard Contractual Clauses (SCCs) (Art. 46 GDPR), or explicit user consent (Art. 49 GDPR) 9. Data Retention We retain data only as long as necessary for: account operations legal obligations tax and commercial requirements Typical retention periods: Account data: until deletion Payment data: up to 10 years Log files: up to 30 days Marketing data: until consent is withdrawn 10. Your Rights Under GDPR Users have the following rights: Right of access (Art. 15) Right to rectification (Art. 16) Right to erasure (Art. 17) Right to restriction (Art. 18) Right to data portability (Art. 20) Right to object (Art. 21) Right to withdraw consent (Art. 7(3)) Contact: contact@finqube.de 11. Right to File a Complaint You may lodge a complaint with the supervisory authority: Berlin Commissioner for Data Protection and Freedom of Information Alt-Moabit 59-61 10555 Berlin Germany 12. Security Measures We implement state-of-the-art security measures, such as: SSL\/TLS encryption firewalls encrypted passwords access controls regular security updates 13. Deleting Your Account Users may delete their accounts at any time. Personal data will be deleted unless legal retention periods prevent this. 14. Changes to This Policy We may update this Privacy Policy. The current version is always available at finqube.io\/privacy-policy.<\/p>","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"zakra_page_container_layout":"customizer","zakra_page_sidebar_layout":"customizer","zakra_remove_content_margin":false,"zakra_sidebar":"customizer","zakra_transparent_header":"customizer","zakra_logo":0,"zakra_main_header_style":"default","zakra_menu_item_color":null,"zakra_menu_item_hover_color":"","zakra_menu_item_active_color":"","zakra_menu_active_style":"","zakra_page_header":true,"footnotes":""},"class_list":["post-70","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/web.finqube.io\/de\/wp-json\/wp\/v2\/pages\/70","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/web.finqube.io\/de\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/web.finqube.io\/de\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/web.finqube.io\/de\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/web.finqube.io\/de\/wp-json\/wp\/v2\/comments?post=70"}],"version-history":[{"count":26,"href":"https:\/\/web.finqube.io\/de\/wp-json\/wp\/v2\/pages\/70\/revisions"}],"predecessor-version":[{"id":2784,"href":"https:\/\/web.finqube.io\/de\/wp-json\/wp\/v2\/pages\/70\/revisions\/2784"}],"wp:attachment":[{"href":"https:\/\/web.finqube.io\/de\/wp-json\/wp\/v2\/media?parent=70"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}