{"id":2667,"date":"2025-11-15T13:59:28","date_gmt":"2025-11-15T13:59:28","guid":{"rendered":"https:\/\/web.finqube.io\/?page_id=2667"},"modified":"2025-11-15T14:29:31","modified_gmt":"2025-11-15T14:29:31","slug":"right-of-withdrawal","status":"publish","type":"page","link":"https:\/\/web.finqube.io\/de\/right-of-withdrawal\/","title":{"rendered":"Widerrufsrecht"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"2667\" class=\"elementor elementor-2667\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0024bf2 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no exad-sticky-section-no\" data-id=\"0024bf2\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a733e44 exad-glass-effect-no exad-sticky-section-no\" data-id=\"a733e44\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-04eac54 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-spacer\" data-id=\"04eac54\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-98fb4e7 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"98fb4e7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Widerrufsrecht<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d81f185 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-spacer\" data-id=\"d81f185\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-805d649 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no exad-sticky-section-no\" data-id=\"805d649\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0304c80 exad-glass-effect-no exad-sticky-section-no\" data-id=\"0304c80\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4d86ef6 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"4d86ef6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Finqube GmbH<\/strong><b><br \/><\/b><span style=\"font-weight: 400;\">Kolonnenstr. 8<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">10827 Berlin<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Deutschland<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Email: contact@finqube.de<\/span><\/p><p><span style=\"font-weight: 400;\">Letzte \u00c4nderung: November 2025<\/span><\/p><h2><span style=\"color: #1ba2da;\"><b>1. Widerrufsrecht<\/b><\/span><\/h2><p class=\"translation-block\">Sie haben das Recht, binnen vierzehn (14) Tagen ohne Angabe von Gr\u00fcnden diesen Vertrag zu widerrufen. Die Widerrufsfrist betr\u00e4gt vierzehn Tage ab dem Tag des Vertragsabschlusses (\u00a7 355 Abs. 2 BGB).<\/p><ul><li style=\"list-style-type: none;\"><ul><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Die Widerrufsfrist beginnt an dem Tag, an dem der Vertrag abgeschlossen wurde.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Um Ihr Widerrufsrecht auszu\u00fcben, m\u00fcssen Sie uns mittels einer eindeutigen Erkl\u00e4rung (z.\u202fB. per E-Mail, per Post oder \u00fcber die unten beschriebenen K\u00fcndigungsoptionen) \u00fcber Ihren Entschluss informieren.<\/span><\/li><\/ul><\/li><\/ul><h2><span style=\"color: #1ba2da;\"><b>2. Folgen des Widerrufs<\/b><\/span><\/h2><p><span style=\"font-weight: 400;\">Wenn Sie diesen Vertrag innerhalb der 14-t\u00e4gigen Widerrufsfrist widerrufen:<\/span><\/p><ul><li style=\"list-style-type: none;\"><ul><li style=\"font-weight: 400;\" aria-level=\"1\" class=\"translation-block\">entstehen Ihnen keinerlei Kosten (\u00a7 357 Abs. 1 BGB),<\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">ihr Zugang zu Finqube bleibt bis zum Ablauf der gesamten 14-t\u00e4gigen Testphase bestehen,<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">nach Ablauf der Testphase wird Ihr Konto automatisch in den <\/span><b>kostenlosen Free Plan zur\u00fcckgestuft<\/b><span style=\"font-weight: 400;\">,<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">werden keine Betr\u00e4ge eingezogen.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><\/ul><\/li><\/ul><p class=\"translation-block\">Ein Widerruf nach Ablauf der 14-t\u00e4gigen Testphase ist nicht mehr m\u00f6glich (\u00a7 355 Abs. 4 BGB).<\/p><h2><span style=\"color: #1ba2da;\"><b>3. Testphase und automatische Verl\u00e4ngerung<\/b><\/span><\/h2><p><span style=\"font-weight: 400;\">Bei Abschluss eines kostenpflichtigen Tarifs (Basic Plan oder Pro Plan) erhalten Sie automatisch eine 14-t\u00e4gige kostenlose Testphase, w\u00e4hrend der keine Kosten entstehen.\n\nK\u00fcndigen oder widerrufen Sie innerhalb der Testphase, fallen ebenfalls keine Geb\u00fchren an.\n\nErfolgt kein Widerruf und keine K\u00fcndigung innerhalb der Testphase, wird das Abonnement nach Ablauf der 14 Tage automatisch kostenpflichtig \u2013 der f\u00e4llige Betrag wird dann gem\u00e4\u00df Ihrer gew\u00e4hlten Zahlungsweise eingezogen.<\/span><\/p><h2><span style=\"color: #1ba2da;\"><b>4. Hinweise zu digitalen Dienstleistungen<\/b><\/span><\/h2><p class=\"translation-block\">Bei digitalen Dienstleistungen kann das Widerrufsrecht unter bestimmten Voraussetzungen vorzeitig erl\u00f6schen. Gem\u00e4\u00df \u00a7 356 Abs. 5 BGB und Art. 16 lit. m Verbraucherrechte-Richtlinie 2011\/83\/EU erlischt Ihr Widerrufsrecht vorzeitig, wenn:<\/p><ul><li style=\"list-style-type: none;\"><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">die digitale Dienstleistung vollst\u00e4ndig erbracht wurde,<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sie ausdr\u00fccklich zugestimmt haben, dass mit der Ausf\u00fchrung der Dienstleistung vor Ablauf der Widerrufsfrist begonnen wird,<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sie best\u00e4tigt haben, dass Sie Kenntnis dar\u00fcber haben, Ihr Widerrufsrecht bei vollst\u00e4ndiger Vertragserf\u00fcllung zu verlieren.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><\/ul><\/li><\/ul><p><span style=\"font-weight: 400;\">Im Rahmen der 14-t\u00e4gigen kostenlosen Testphase gilt allerdings: \n\nIhnen entstehen w\u00e4hrend der Testphase keine Kosten, selbst wenn Sie die Dienste vollumf\u00e4nglich nutzen. Sie k\u00f6nnen jederzeit innerhalb der Testphase widerrufen oder k\u00fcndigen, ohne dass Sie Ihren Anspruch auf die restliche Testphase verlieren. Das Widerrufsrecht erlischt erst nach Ablauf der 14-t\u00e4gigen Widerrufsfrist.<\/span><\/p><h2><span style=\"color: #1ba2da;\"><b>5. Widerrufsformular<\/b><\/span><\/h2><p>Sie k\u00f6nnen Ihren Widerruf oder Ihre K\u00fcndigung \u00fcber einen der folgenden Wege einreichen:<\/p><ul><li style=\"list-style-type: none;\"><ul><li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u00fcber Ihr Nutzerkonto<\/b><span style=\"font-weight: 400;\"> in den Kontoeinstellungen<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u00fcber unser Online-K\u00fcndigungsformular: <\/b><a href=\"https:\/\/web.finqube.io\/de\/cancel-subscription\/\"><span style=\"font-weight: 400;\">https:\/\/web.finqube.io\/cancel-subscription\/<\/span><\/a><\/li><li style=\"font-weight: 400;\" aria-level=\"2\"><b>per E-Mail <\/b>an: <span style=\"font-weight: 400;\">contact@finqube.de<\/span><\/li><li aria-level=\"2\"><strong data-start=\"4314\" data-end=\"4332\">per Post<\/strong> an:<\/li><\/ul><\/li><\/ul><p style=\"padding-left: 40px;\"><span style=\"font-weight: 400;\"> Finqube GmbH<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> Kolonnenstr. 8<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> 10827 Berlin<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> Deutschland<\/span><\/p><p class=\"translation-block\">Ihr Widerruf ist unabh\u00e4ngig von der gew\u00e4hlten \u00dcbermittlungsart g\u00fcltig, sofern er innerhalb der gesetzlichen Widerrufsfrist erfolgt.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Right of Withdrawal Finqube GmbHKolonnenstr. 810827 BerlinGermanyEmail: contact@finqube.de Last updated: November 2025 1. Right of Withdrawal You have the right to withdraw from this contract within 14 days without giving any reason. The withdrawal period begins on the day the contract is concluded. To exercise your right of withdrawal, you must inform us of your decision by making a clear statement (e.g., by email, postal mail, or via the cancellation options described below). 2. Effects of Withdrawal If you withdraw within the 14-day period: you will not be charged, you retain full access to the platform until the end of the free trial, after the trial, your account will be automatically downgraded to the Free Plan, no payments will be collected. Withdrawal after the 14-day period is no longer possible, in accordance with Art. 355(4) BGB. 3. Free Trial &amp; Automatic Activation If you do not cancel or withdraw during the free 14-day trial, your selected paid plan (Basic or Pro) will automatically activate at the end of the trial, and payment will be collected. 4. Digital Services Notice Under Article 16(m) of the EU Consumer Rights Directive and Section 356(5) of the German Civil Code (BGB), the right of withdrawal may expire early if: the service has been fully performed, you consented to the start of the service before the withdrawal period ended, and you confirmed your acknowledgment of losing the right of withdrawal in such cases. During the free trial period, however, withdrawal remains possible at any time within the first 14 days. 5. Withdrawal Form You may submit your withdrawal or cancellation request using one of the following methods: via your user account under the account settings via our online cancellation form: https:\/\/web.finqube.io\/cancel-subscription\/ by email to: contact@finqube.de by postal mail to: Finqube GmbH Kolonnenstr. 8 10827 Berlin Germany Your withdrawal remains valid regardless of the method used, as long as it is submitted within the legal withdrawal period.<\/p>","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"zakra_page_container_layout":"customizer","zakra_page_sidebar_layout":"customizer","zakra_remove_content_margin":false,"zakra_sidebar":"customizer","zakra_transparent_header":"customizer","zakra_logo":0,"zakra_main_header_style":"default","zakra_menu_item_color":"","zakra_menu_item_hover_color":"","zakra_menu_item_active_color":"","zakra_menu_active_style":"","zakra_page_header":true,"footnotes":""},"class_list":["post-2667","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/web.finqube.io\/de\/wp-json\/wp\/v2\/pages\/2667","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/web.finqube.io\/de\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/web.finqube.io\/de\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/web.finqube.io\/de\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/web.finqube.io\/de\/wp-json\/wp\/v2\/comments?post=2667"}],"version-history":[{"count":4,"href":"https:\/\/web.finqube.io\/de\/wp-json\/wp\/v2\/pages\/2667\/revisions"}],"predecessor-version":[{"id":2673,"href":"https:\/\/web.finqube.io\/de\/wp-json\/wp\/v2\/pages\/2667\/revisions\/2673"}],"wp:attachment":[{"href":"https:\/\/web.finqube.io\/de\/wp-json\/wp\/v2\/media?parent=2667"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}